ACHA Health Care Reform Update
02/06/12. ACHA continues to monitor the implementation of the Affordable Care Act (ACA) and advocate for release of the final regulations on student health insurance coverage. We remain hopeful that the provisions within the resulting regulations will improve college student access to comprehensive cost-effective health insurance.
As we continue to press for release of final regulations, we acknowledge that many institutions of higher education are currently negotiating their student health insurance plans for the 2012-2013 academic year and are discussing future impacts. Importantly, we also note that many college students on campuses throughout the nation have come to rely on their locally available student health plans as vital access vehicles to their requirements for primary care, prevention services, and referrals to other care.
As institutions determine their strategy for providing care and advise students about viable health insurance options, ACHA recommends that if you have not already done so, you should communicate as soon as possible with your insurance vendor(s) regarding the potential impact of the ACA on your student health insurance plans. We encourage you to include health care plan advisor(s) and campus legal counsel in discussions related to these projected impacts and plans to address them.
We urge you to provide notice of your decision regarding student insurance coverage options for the 2012-2013 school year to currently covered individuals as soon as possible. This is especially critical if your institution decides to no longer provide the coverage that students have relied on in the past. We suggest that notification be delivered in multiple formats, repeated several times prior to the end of the current coverage period, and include suggestions for alternative coverage (e.g. individual plans in the region/state, parental coverage through age 26, Medicaid, state insurance risk pools, and the Pre-Existing Condition Insurance Plan if applicable.)